Health Care items

Health Insurance

Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctor's visits, prescriptions drugs, preventative care and other health-care services. Typical health insurance plans for individuals include costs such as a monthly premium, annual deductible, copayments, and coinsurance.


Individual/Family Health Insurance


  • Affordable Care Act Plans (ACA)
  • Short-Term Plans
  • Medical Indemnity Plans

What's Covered:

  • Medical indemnity health insurance pays you a fixed amount for services
  • ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient
  • Short-term plans can help offset costs if you have a medical emergency unrelated to a preexisting condition.
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Medicare Plans


  • Medicare Advantage Plans
  • Medicare Supplement Insurance Plans
  • Medicare Part D Plans

What's Covered:

  • Medicare Advantage Plans: These plans include hospital, medical, and sometimes prescription drug and other coverage.
  • Medicare Supplement: Also called Medigap, these plans help pay for healthcare costs such as co-pays and deductibles.
  • Medicare Part D Plans: Standalone prescription drug plans that offer coverage for medication costs.

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