• +1 516-379-3600
  • jed@americanagency.com
  • Mon-Fri 9a-5p Sat: By Appoitment
American Agency Inc.
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
      • Business Insurance
      • Travel Insurance
      • Boat Insurance
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

Charitable Remainder Trusts

  • Print
  • Email
Estate Planning

A Charitable Remainder Trust normally is used as a strategy for converting highly appreciated assets into income producing assets, without income tax liability. The Charitable Remainder Trust is an irrevocable trust with both charitable and non-charitable beneficiaries.

Read more ...

Mortgage Basics

  • Print
  • Email
Consumer Finance

Many home buyers search for a home they want, then apply for a mortgage and hope for the best. A better approach is to find out how much mortgage you can qualify for, then look at homes that you know are within your price range.

You will probably save time, aggravation and money by having your lender tell you the size of mortgage you qualify for and the likelihood that you will be approved. Pre-qualification may also give you added bargaining power with the seller if he knows there will be no delays in closing the deal.

Read more ...

Use Of Living Trusts

  • Print
  • Email
Estate Planning

A revocable living trust provides financial protection in the event you are no longer able to manage your financial affairs yourself. You can be trustee while you are healthy, but if you have a stroke or become otherwise incapacitated, your successor trustee would manage your assets in the trust.

Read more ...

Keeping Your Plan In Balance

  • Print
  • Email
Investments

No matter what type of investor you are, it is important to keep your plan on track. Revisit your asset allocation periodically (every year or two, depending on market conditions) and see whether it needs adjustment. You should also periodically re-examine your risk tolerance and investment profile, especially as you get closer to your goal. You may discover you need to tweak your portfolio’s risk exposure over time.

Read more ...

Implementing A Cafeteria Plan

  • Print
  • Email
Business

Internal Revenue Code 125 allows an employer to implement an employee benefit plan which allows employees to select the benefit programs they prefer.

Read more ...

Using Credit Cards Wisely

  • Print
  • Email
Consumer Finance

Credit cards were first introduced to the public just over 40 years ago, in 1959. With the introduction of credit cards, consumers were given new choices in how to pay for costly purchases that they had previously had to save for and pay in cash. Using credit cards allowed people to purchase goods without having sufficient funds immediately on hand, and without reaching new terms every time they wanted to purchase on credit.

Read more ...

What Is Term Life Insurance

  • Print
  • Email
Insurance

Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance policies. There are two very different types of life insurance contracts -- term and permanent.

Read more ...

Bridging The Gap

  • Print
  • Email
Retirement

In years past, it was often realistic for retirees to base the majority of their retirement income on Social Security benefits and traditional employer sponsored pension benefits.

Unfortunately, Social Security retirement benefits have gradually been reduced in real terms, and the age one needs to attain in order to qualify for retirement benefits has been increasing steadily. iven current retirement trends, these retirement benefits will continue to be more and more difficult for the government to fund.

Read more ...

Page 3 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End
Reading the News Paper

Our Founder

Knowing what's happening is Good. Making it happen is Better.

Our Founder
Jed Raynor

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.

More News

  • Business

  • Insurance

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Our Company

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

Important Links

  • Get Insurance Quote
  • Our Commitment
  • We're Involved
  • Who We Are
  • Our Mission
  • Latest News

Live in the Freedom

© 2025 American Agency Inc.. All Rights Reserved.
Designed and Powered by: Agent Quote Inc
wcag 2.0 AA and 508 logo

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
  • Client Services
  • Contact Us
  • Get a Quote
  • Offcanvas IMG