• +1 516-379-3600
  • jed@americanagency.com
  • Mon-Fri 9a-5p Sat: By Appoitment
American Agency Inc.
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
      • Business Insurance
      • Travel Insurance
      • Boat Insurance
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

Using Credit Cards Wisely

  • Print
  • Email
Consumer Finance

Credit cards were first introduced to the public just over 40 years ago, in 1959. With the introduction of credit cards, consumers were given new choices in how to pay for costly purchases that they had previously had to save for and pay in cash. Using credit cards allowed people to purchase goods without having sufficient funds immediately on hand, and without reaching new terms every time they wanted to purchase on credit.

Read more ...

An Introduction To Budgeting

  • Print
  • Email
Finances

Budgeting is the systematic allocation of one's limited resources (income) to a potentially unlimited number of needs and wants (expenses.) Budgeting your income, though oftentimes tedious and difficult to maintain, can help you better control how your income is being spent.

Read more ...

Investment Alternatives For Funding College

  • Print
  • Email
College

College should be considered a lifetime investment rather than just a four-year expense. It requires financial planning and personal sacrifices. The earlier you start saving and investing, the less money you will have to save and invest later.

Furthermore, the earlier you start saving, the less risk you'll have to take in your investment choices because long-term investing generally carries less risk.

There are many investment alternatives suitable for college savings. Here is a partial list of some such investments:

Read more ...

Deferred Compensation

  • Print
  • Email
Retirement

In addition to providing qualified plans to employees, many business owners implement nonqualified alternatives in order to supplement retirement benefits. These selective benefit plans are generally offered to key employees and owners. One popular nonqualified benefit is deferred compensation.

Read more ...

Section 529 College Savings Plans

  • Print
  • Email
College

A 529 plan is a state-sponsored education savings program that allows an individual to save in a tax-deferred account to pay for a beneficiary's post-secondary education at any accredited school in the United States. Unlike Coverdell Education Savings Accounts, which excludes joint filers with adjusted gross incomes (AGIs) above $220,000 and single filers with AGIs above $110,000, there are no income restrictions on those contributing to the plan.

Read more ...

Life After Debt

  • Print
  • Email
Consumer Finance

If you find yourself in trouble financially, there are usually no easy answers -- but there are many ways out for those willing to commit to changing their financial habits.

Your ability to pay your bills can be affected by situations beyond your control such as serious illness, divorce or the sudden loss of a job. Poor financial management can also threaten your economic security. You may be able to juggle your creditors for a time, but eventually you may come to realize you need help in resolving your financial problems.

Read more ...

Private Mortgage Insurance

  • Print
  • Email
Insurance


If you purchased your home paying less than 20% down, chances are you had to purchase “mortgage insurance” in order to qualify for your loan. A mortgage insurance policy protects the bank in the event they are forced to repossess your house and sell it at a loss. As with most other types of insurance, you pay a monthly premium on top of your monthly mortgage payment for this policy. A mortgage insurance policy provides the means for purchasing a house you may otherwise be unable to afford, due to a limited down payment.

Read more ...

Determining Your Life Insurance Coverage Needs

  • Print
  • Email
Insurance

Like auto insurance coverage, it is sometimes difficult to see the true value of life insurance coverage until you actually need it. In the meantime, the only way you will feel comfortable with your life insurance policy is if you understand, and agree with, the reasons you bought it in the first place.

There are many reasons for an individual to own life insurance coverage. Perhaps the most compelling reason is to purchase a death benefit which will provide for the financial needs of their survivors.

Read more ...

Page 2 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End
Reading the News Paper

Our Founder

Knowing what's happening is Good. Making it happen is Better.

Our Founder
Jed Raynor

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.

More News

  • Business

  • Insurance

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Our Company

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

Important Links

  • Get Insurance Quote
  • Our Commitment
  • We're Involved
  • Who We Are
  • Our Mission
  • Latest News

Live in the Freedom

© 2026 American Agency Inc.. All Rights Reserved.
Designed and Powered by: Agent Quote Inc
wcag 2.0 AA and 508 logo

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance Products
      • Auto Insurance
      • Homeowners
      • Bike Insurance
  • Client Services
  • Contact Us
  • Get a Quote
  • Offcanvas IMG